As a leading provider of crop insurance through Rural Community Insurance Services (RCIS), Zurich supports crop insurance for American agricultural producers delivered by private sector providers and agents. We advocate for public policy positions to protect crop insurance and private sector delivery.

Crop insurance is the primary risk management tool that farmers and ranchers have against weather and market volatility. It requires them to elect coverage levels in advance of planting, share in the cost of premium for coverage, and meet a deductible in the claims process. Crop insurance is valued by farmers, lenders, input suppliers, equipment dealers, and other stakeholders for the financial stability it provides to rural America.

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The Farm Bill reauthorization is currently underway and congressional agricultural leaders continue working toward agreement on final legislation.

Zurich’s crop insurance business segment, Rural Community Insurance Services (RCIS), places a priority on maintaining a robust crop insurance program delivered by the private sector. In the current farm economy, it is important that farmers continue to have access to affordable crop insurance coverage that is delivered in a timely and personalized manner by the private sector. By design, taxpayers share the cost and risk of crop insurance with both farmers and private sector insurance providers.

In listening sessions and congressional hearings held by House and Senate Agriculture Committees and by the U.S. Department of Agriculture, farmers and ranchers have consistently voiced their support for protecting crop insurance. Crop insurance is a key component of risk management portfolios, helping farmers and ranchers to secure lending each year to produce food, fiber, feed, and fuel for a growing world population.

In the Farm Bill reauthorization process, Zurich has opposed amendments proposing restrictions to risk management protection for farmers and ranchers and amendments proposing to reduce viability of private sector providers. We will continue to work directly with Congress, USDA, agricultural stakeholders, our agents, and trade associations to position crop insurance favorably.